I believe there are several fault calc methods. I have notes on the Point-to-Point method, which assumes an infinite power source. Perhaps the assumption is the massively-paralleled services operating in larger urban areas.
Here's the formula I played with. You'll need to check my use of Z. Forgot if it was a %Z or a service/feeder impedance, but apparantly it matches IEEE Std. 241-1990, with an assumed 85% power factor.
Xfm SCA = Vph/(ZxLN*SQRT(?))
Vph = Phase Voltage
Z = Impedance ?
LN = 1 for 3?, 2 for 1?
Here are my notes, if you can make sense of them.
Note: This Point-to-Point implement of 1/Z per foot varies with Pwr Factor and conduit types, based on resistance and reactance, per NEC Tbl.9 formulas.
Setting power factor to 85% matches "C" table results, published by IEEE Std. 241-1990, IEEE Recommended Practice for Commercial Building Power Systems.
Note: For the special case of single-phase/split-phase (center tapped) circuits, such as 240/120 the Line-to-Neutral fault current at the transformer is considerably larger than the Line-to-Line fault current.
As the distance along the feeder from the split-phase transformer?s secondary increases, the L-L fault current will eventually become larger than the L-N fault current. The higher of these two values should always be used in determining the minimum AIR rating of the downstream single-phase equipment.