Insurance Benefits

[Smash]

My wife after 33 years lost her job due to a buyout. She carried the health insurance that whole time. I’m a sole proprietor contractor wondering if there is an Electrical Workers group plan to apply for. Maybe get a decent group rate. Starting Dec 1st our current coverage is $2500 a month. It’s just myself and my wife, no underlining health problems. There has to be a cheaper way ?? I apologize if this isn’t the right forum to post this I’m just shopping around looking for a better option.

 

[Smash]

Spelled benefits wrong that can’t be a good start.

 

[retirede]

Depending on your income, Obamacare plan may be cheaper.

 

[ramsy]

Starting Dec 1st our current coverage is $2500 a month

Only way to fix this is for everyone to dump it at the same time, kill it, send the message: my Docs get cash from now on, and may not pay taxes on it. We don’t need no stinking $30k.yr insurance scheme, and pharmaceutical supplies are affordable on the other side of the border.

 

[Joethemechanic]

Obamacare

When that happened my rates tripled being self employed. I had a good plan through Etna that I rolled into after being on COBRA from my previous employer. You know he covered me for a year for no cost to me for a year after I quit. He's really a good guy but tough to work for sometimes. (and both our families were German from the same hill outside of a steel town in Western Pa)

 

[retirede]

When that happened my rates tripled being self employed. I had a good plan through Etna that I rolled into after being on COBRA from my previous employer. You know he covered me for a year for no cost to me for a year after I quit. He's really a good guy but tough to work for sometimes. (and both our families were German from the same hill outside of a steel town in Western Pa)

When we retired from our “regular jobs” at 55 ten years ago, we took COBRA through my wife’s former employer. It was $1200 per month at first with moderate increases after that. We made too much to get a deal on Obamacare. The income eligibility limits changed during COVID, making us qualified. We got an equivalent plan for about $400.
We’re now over 65, so I no longer follow this closely, l only mentioned it to the OP as it may be worth a look.

 

[Joethemechanic]

When we retired from our “regular jobs” at 55 ten years ago, we took COBRA through my wife’s former employer. It was $1200 per month at first with moderate increases after that. We made too much to get a deal on Obamacare. The income eligibility limits changed during COVID, making us qualified. We got an equivalent plan for about $400.
We’re now over 65, so I no longer follow this closely, l only mentioned it to the OP as it may be worth a look.

It very well might be a good idea for him. But just seeing "Obama Care" still makes me want to bolt a titanium plate over my hindquarters. I think that price hike gave me PTSD or something