A situation took place here on our farm today which got me thinking. My oldest son is a snap-on dealer, he and his wife left home last night so he could be at a meeting this morning. Some time after 10:00PM some one stole the truck and around 2:00am this morning the fire dept was called to a woods fire which turned out to be the truck. All tho the truck and its contents were insured some one stole his business and his means of making a living. How many of you guys have insurance to cover your self if this happens to you? I know I have insurance on my trailer for this and it is not very expensive. How devastating would it be to your business and livelihood if you were riped off?
i had a custom trailer i'd made from a knaack gangbox..... one night
the lock on the safety chain, and the lock on the hitch were cut, and
off it went..... without lights, no less... i had a danial woodhead cord
on the trailer and matching fitting on the van, so no lights or signals
working.... the total loss was $22,000, and as it wasn't possible to
prove it was hitched to the van (cut locks aren't good enough)
vehicle insurance did NOT cover it.
the padlocks were mul-t-lock's, and those are very difficult to bump
open... it can be done, but it's more likely they will cut around the
lock pockets with a cutting torch or grinder....
and i hope they did.... firmly taped above each lock pocket, where
you'd be likely to cut, was a #500 cadweld shot, and a box of 10
#500's on the floor of the box right underneath it. i did the same thing
on both lock pockets....
and there were a set of gas bottles for a torch laying on the floor of
the gang box next to them..... i believe they were almost full....
hopefully, he had the trailer still hooked to his new truck, backed
inside his attached garage when he decided to open the box...
randy