You need to provide a whole lot more information. So far your question is not much different than asking if you should buy a pickup or a van with no discussion of it's intended use.
As David pointed out coordination may be a concern (i.e. data center or hospital) or it may not (i.e. residential). Also a 10kAIC breaker can not be series rated if the panel's motor load is greater than 100A, this usually isn't a problem for 100A and 200A branch panels, but it probably is a concern with a main service to an industrial plant.
And I agree with augie, in this area some series ratings are used in almost every residence, apartment, "strip" mall and office building.