I think you are questioning the voltage drop from the transformer and questioning if a larger tranny will have less VD correct? I have wondered this too and how to weigh it out. I believe a larger tranny will have less VD and less load losses for the same current, but more no load losses and of course more capital cost.
Think of it this way. Voltage is electron pressure. You have 120 Volts of electron pressure. As it flows down through your undersized pipe it loses pressure. So at the end of the pipe you see a voltage (pressure) loss. That’s as long as the biggest loss is the wiring which it usually is. But if the transformer is running over name plate then it becomes a contributor too since it will start to drop in voltage. But you can easily measure that. Under normal circumstances a transformer voltage will dip with load but voltage regulation is generally pretty tight (under 1%). If you are arguing 5 kVA vs. 7.5 kVA don’t expect anything. 5 kVA vs 50 kVA you might see a small change. Or using our pressure analogy we start to notice that the transformer is a pump and it’s a big pump but it’s not infinite. So as long as we’re at name plate or less we shouldn’t expect to lose pressure.
For the truly nerdy though you might not believe anything without a calculator. So here we go...
Check %Z on the name plate. Tiny transformers like this are usually only 1-2%. I work with industrial equipment so to me transformers under around 1000 kVA are tiny. So let’s say it’s 2% Z. So max rated amps out at 5 kVA single phase 120 V is 5000 / 120 = 41.67
A full load. So if we want to calculate a dead short it’s 41.67 /.02 = 2083 and at that point we have 5000 / 2083 = 2.4 V. This is where the only resistance is the transformer secondary coil. The transformer is a 120 V ideal voltage source in series with a 120 / 41.67 = 2.88 ohm impedance. This assumes infinite available current on the primary side which is usually a good assumption for these types of issues. So if you know the load and the impedance of your cable you can easily estimate voltage drop including the transformer itself. Transformer engineers might use some much more complicated math but for our purposes that’s a waste of time.
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