So to follow up on the question in the OP, take the Annex D2(a) example, an optional calculation for a single family dwelling. The calculated service load is 90A, of which none is continuous.
Say we add a 48A (output) EVSE on a 60A branch circuit to the load calculation. An EVSE is a real continuous load, mine often runs for more than 3 hours at maximum current. Adding it to the optional calculation in D2(a), we get a new service load that is 40%*48A = 19.2A higher, or 109A.
What portion of that 109A load is continuous? Is it 48A, irrespective of the "first 10 kVA @ 100%, rest at 40%" part of the optional calculation? Or is it 41.7A (10 kVA/240V) + (48-41.7)*40% = 44A? Or is it just 19A, amount the service load increased?
Per 230.42(A)(1), the minimum ampacity for the service entrance conductors would be 121A, 120A, or 114A, respectively, depending on the answer to that question.
Cheers, Wayne