i am currently installing a 60 amp sub panel in my garage and the garage is attached to house i have a 60 amp breaker in my main panel and my sub panel will have 7 20 amp breakers will my sub panel need a 60 amp breaker for disconnect means? If so, then explain why in commercial work a sub panel does not need a main breaker if feed from a panel thats has a breaker that feeds that sub panel.