230.91 requires the overload protection to be integral to the service disconnect or immediately adjacent, which you evidently don't have here. I agree that you don't want a fuse in the neutral but otherwise feedback doesn't damage anything, you can get phantom voltages but they basically can't deliver power.
Does this need to be by the book or do you just want to make it safe? If the latter, I think I would declare it my understanding that the disconnect you show is a meter disconnect and not the service disconnect, and I'd put my MBJ in at the breaker you described 200' downstream. Then the green wires in you photo presumably become SSBJs and the meter disco in the photo is also bonded. Don't do a second bond in the meter disco because it would create an unnecessary parallel path.