Max aperage in a service

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If it has a molded case circuit breaker as the main circuit breaker, then it can only handle 200A per phase non-continuous (less than 3 hours). It can handle 200A per phase continuous, if it is a fused switch (if it is listed to handle 100% rated current) or a breaker that is listed as 100% rated AND the conductors are properly rated to handle that load.
 
I am not sure 230.42 applies here since that is talking about service conductor ampacity, but take a look at this thread

230.42 does apply. However, getting back to the OP question...

The truth of the matter comes down to Service Calculations per Article 220. A service required at minimum 200A will likely never "see" a load of 200A other than instantaneous.
 
Of course, as you stated, you are using the 4/0 to feed all of the loads as required in 310.15(B)(6) ie. 200 amps. It's getting late, I should be asleep. Didn't read all of the post.
 
Even if your calculated load for the 200 amp service were 199 amps could you still use table 310.15(B)(6)?

As long as one's calculation is 200A or less, using 4/0 aluminum complies with 310.15(b)(6) for individual dwelling units.
 
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