Let's make sure we are all talking about the same thing here. Here's how I see this. Let's suppose we are feeding a panel in a detached garage from a breaker in a panel at the house. Let's call the breaker in the house panel, breaker A. 225.31 requires a disconnecting means and 225.32 says it has to be at the garage, so breaker A is not the disconnecting means spoken of. The disconnecting means need not be a breaker, but it usually is. For our example, lets assume it is a breaker, and let us call it breaker B. 225.39(D) requires the disconnecting means to have a rating no less than 60 amps. so in our example, breaker B must be at least 60 amps. However, the feeder is being protected by breaker A and nothing here requres breaker A to be 60 amps. and therefore, nothing here requires the feeder to be 60 amps. I personally doubt that is how the code makers intended it to come out, but that is how the code reads IMO.