I can not imagine why any electrician would want to jam more & more wires into a panel board due to the use of Mini Breakers? 40 circuit panels with 40 pole spaces mean just that, unless marked otherwise. We do not allow the installation of mini's period. They cause excessive "fill" in any panel board and places like "Home Depot" sell minis that are cut to fit any panel regardless of manufacturers specs. I needed a hockey mask when I took the cover off of a 40 circuit panel that had 14 mini's installed. You would think when you are out of neutral spaces that might be a hint you went to far? What about cubic inch capacity? I can't recall if I have ever seen it listed on a panel. Maybe we need to get into Volume allowance Required per conductor for panel boards? Sell them a new sub panel and skip the mini's!