SArt. 230.79 would require a 100 amp minimum to the service only however 228.39 for some reason, only requires the disconnect to be 60 amps. This is absurd because I can use 40 amp conductors and overcurrent protective device or less and install a 60 overcurrent protective device at the apartment and be compliant
I get you, that is confusing me. But, in more complicated is that the panel doesn't even need a main, so if I put a main than that becomes my service disconnect and not what ever is feeding it?
You still need no more than 6 disconnects at the service.
I am still confused as your first sentence seems to imply that you have one meter and one service disconnect feeding many apartments or condos.
My apologies, these are 2 different scenarios since several different (not related) buildings are involved.
Scenario one:
1200 amp 120/240 service comes into the building underground. A hot sequence metering takes place via CT cabinet which then hits a 1,200 ampere OCPD disconnect.
After the disconnect the conduit feeds into a switch board which has branch breakers. Breakers feed individual studio apartment, while 4 of them feed separate subpanels for building services like on premises coin laundry, gas boiler room and hall/exterior lights.
Electric and gas is payed by land lord.
Scenario two:
Involving larger units ('luxury' condo style) apartments the setup is different.
An 800amp service hits a meter main combo with a main disconnect. Each has 10 meter socket spaces and each socket has an individual breaker. Each meter space feeds a condo subpanel, with on meter space reserved for a landlord panel that just feeds outside lighting.
All appliances are gas within the condos.
Here electric and gas is payed by the renters.
In both cases article 220 dwelling occupancy load calcs are well below 100amps if not 60amps.