Mag starters are used to start & stop (control) motors specifically motors without internal overload protection and mag starters and VFDs have motor overload protection built in Smaller motors generally have built in overload protection and can use a relay , or contactor for control. The other reason is many motors are 208, 240, 480 or 600 volt. By using relays, contactors or mag starters the control circuit can be 24 volt, or 120 volt (those are the most common) but the control voltage can be different from the motor voltage.
As far as disconnects go most motors are code required to have a disconnect within 50 ' of the motor and in site of the motor. Weather you use a fused or unfused disconnect depends on the wiring. If the motor circuit is protected by a circuit breaker or fuses in the main panel, switchbord or buss duct the proper size for the motor then you could use an unfused switch. If not an unfused switch is used.
Frequently machines and motors get changed and the power feed requirements change so feeding more power than you need to a fused switch is a good idea and provides extra future capacity