NEC 220 has many was to calculate demand factors on various loads for feeders and services for dwellings, restaurants, schools and other occupancies. To the best of my knowledge these calculate demand factors are always used to calculate acceptable feeder, service conductor and overcurrent size. Recently an engineer pointed out that NEC 215.2 requires the higher of either the calculated load or 125%of continuous and 100% of non-continuous load. Plainly the 125%of continuous and 100% of non-continuous load will always be larger than a calculated load employing demand factors. What am I missing!