After running the Optional Calculation for One Family Dwelling,,, I come up with a diversified, bottom line number of 47,720 volt-amps ,, at 240V that divides out to 198.83 amp service. Does that mean that a 200 amp service would satisfy this residence? I realize future growth might affect your answer, but even if you were satisfied to disregard future growth does that 200 amp service allow for the 198.83 of load. Maybe what I am asking is what exactly does that 198.83 amps represent? I know its not the same but if we had a 20 amp motor, we would not put it on a 20 amp breaker. thanks !