Hmmm, not sure if I agree, depends on what you mean by insulated tools. A hotstick for example does need to be tested dielectricaly but an insulated screwdriver does not if it meets the requirements of 130 (D)(1). Most quality insulated tools have 2 layers, the 1000V rated insulation (Usually yellow) and the protective layer (Usually orange). As long as you cannot see the yellow you know the tool still maintains its voltage rating.
I have to admit I had not noticed that 250.1 added (13) and (14), I will be meeting in March with a few 70E commitee members and I will ask about thier interpretation of this, you may have found a gray area.