NJ flood damaged wires

[RICK NAPIER]

I found this on another site and thought some may be interested.

http://news.yahoo.com/video/homes-fl...221113349.html

 

[Sierrasparky]

We have discussed this at MH before regarding the water damage to wiring. To see that stuff on video you know that you have to take this seriously. If the home had flood damaged all the wiring in the affected area needs to be replaced no questions.

I wonder how the insurance companies deal with it? I had heard that the insurance Co's looked for a electrcian to sign these projects off.

 

[Ken9876]

I live at the shore and I feel truly sorry for these people, there has been an influx of contractors rushing to the shore to ?help?. Never have I seen so many mold and flood experts, I just feel bad because I know so many of these people are hiring idiots to repair their homes. I can?t even begin to imagine what some of the so called professional electrical contractors are up to.

 

[markwaugh]

I think if your house has flood or water damage its better to call your insurance company because they are the ones who will be solving your problem and lowering your burden. Trust them and leave it uptot hem how do they deal with this issue.

 

[spark master]

I think if your house has flood or water damage its better to call your insurance company because they are the ones who will be solving your problem and lowering your burden. Trust them and leave it uptot hem how do they deal with this issue.

Insurance companies write checks, nothing more.

 

[kwired]

Insurance companies write checks, nothing more.

They also refuse to pay claims if things are not done to certain standards, or at very least raise premiums if certain requirements are not met.

Whether they pay or not may not be the issue, but whether or not it is insurable later is worth serious consideration.

 

[infinity]

I wonder who would leave previously submerged wiring in their house?

The DCA issued an advisory on what to do:

November 2012

The Department has issued the following guidance for use in addressing electrical systems in the
aftermath of Hurricane Sandy:

? Panel underwater
o Pull the meter
o Clean and dry all breakers and bus bar
o Reinstall breakers necessary for temporary occupancy and restoration
o Within 90 days, all breakers and bus bar must be replaced. In lieu of replacement,
the bus bar may be certified by a licensed electrical contractor

? Wiring underwater
o If undamaged, no replacement is necessary
? Other equipment and outlets (receptacles, lighting, switches, alarms, etc.) underwater
o Within 90 days, all other equipment and outlets must be replaced

 

[markwaugh]

Insurance companies write checks, nothing more.

A Public Adjuster works for the property owner, not the insurance company. The highly stressful period following a loss is a difficult time for individuals and businesses. A Public Adjuster can take those major headaches away and let you get back to your home or business.
Florida claims adjuster