I did a home project this weekend envolving 12/3 w ground romex.After the installation I went to turn on the breakers,Which the breaker for the red conductor tripped immediately.After investigating I noticed the short was inside the cable between the red and the bare ground,where it was clamped by the romex connector.I did not tighten the clamp with force and makes me leery of the suitability of the insulation on modern day 12/3 w ground.I've had this happen once before to me and was wondering if anyone has had the same problem? As thin as the insulation is on the conductors I wouldnt be surprised if this damage is present in a lot of installs that doesnt show up for the simple fact that most residential boxes are plastic,Mine were metal 4 squares.
