The notion of coincident or non-coincident has to do with whether two or more loads have the ability to run at the same time. For example, a chilled water system might have four chilled water pumps, but the control system might be set up in such a way as to prevent more than three from running at the same time. That is, if three are running, the fourth is locked out. In such circumstances, the load calculation only needs to account for the KVA associated with three pumps. So three pumps count as ?coincident loads,? and the fourth counts as a ?non-coincident load.? Then if you are using ?coincident? and ?peak demand? together, you must be addressing the total load of the three pumps.