NEC 21.19 enforces circuit rate of 125% for continuous loads (if the breaker is not listed to operate at 100% of its rating). I understand that a breaker rate is determined at a standard test setting in free air and 40degree C, and that has to do with the reason for the 125%. But what if the environment of my application happens to be quite similar to the standard test setting? In that case, am I not over sizing the OCPD by 25%? I just want to understand why NEC is willing to take that kind of liability, or why not make an exception for applications like my hypothetical situation.