So the answer is, the NEC doesn't have anything restricting how a panel is configured, but from a practicality standpoint there are real-world limitations. The conductors down stream of that 6,000A MCB would need to handle 6,000A, so bus bar is in order. But as mentioned, for a 6,000A bus switchboard a 20A breaker that will bolt to the bus is unlikely to have enough IC for the available fault current.
Your original question however was a 60A main, and that's totally acceptable.