In the 2005 handbook art. 220.40 example on page 108. When sizing OCPD & conductor size, when is it allowed to use conductors of different temperture ratings. the example states the over current device is rated @ 75 degrees C., so they use that column till the end, the example changes to the 90 degree C. column, wouldn't that conductor be to hot for that terminal ? The three temp columns have always kinda confused me, can any body explain?