I'm sure this has been discussed before, but Im bringing it up again to try to understand the reasoning. When sizing a panel's feeders do you size based on the actual calculated load or the size of the panel? In one case, say you have an actual load of 405 amps and you need to go up to a 600 amp panel. If all the spaces on the panel were completely full, I'd at first have no problems sizing the feeders for the 400 amps. But what if somebody comes along and starts changing things or the building changes its function in the future? (Are there any NEC references for this topic?)