You can start with the average solar watt hours per day for the location. For me in TN, that would be 4.5wh per day.
On a simple plan, if I had a 200w array on a yearly average, it would produce (200w*4.5wh) 900watts per day at the panel. Then I would take into account eff of the panel, eff of the inverter, and power loss in the conductors from the panel to inverter.
Inverter eff 80%
Panel eff 80%
I'm down to 576watts per day. And then I would calculate the power loss from the conductors to the inverter. But let's skip that step for this example.
576w 365 days per year = 210.24kw
Here in TN I pay about 11cents per kw. So 210.24kw @ 11cents = $21.03
For the year, I would recoup $21.03 per year on my investment, assuming no maintenance or upgrades.