I agree that the Utility's connection standards (aka Blue Book) should be followed. In the past, I used Fairbanks GVEA's commercial standards as my tool for standard-less utilities, as they referenced the ANSI standards for minimum impedance in MV transformers. I no longer do that, as I found one - new - transformer in the field that was 0.2% below said minimum. Real data wins over assumptions. I'm lucky that my predecessor had specified a high enough SCCR at the breakers to handle this.
I disagree with what I saw earlier in this thread, where someone indicated that at 22kAIC breakers could be safe with a 100MVA transformer. - The fault current can be much higher than that.
100kVA implies a single phase transformer, and I usually do rough calculations for 120/240V transformers as:
100000VA / 120V / 0.019 = 44kAIC (More like 35kAIC really... ...but I'll do a more formal calc if the first one goes over.)
This is because of how a split-phase transformer is wired, unlike three-phase transformers. While faulting, the transformer can effectively become more like a X-120V, instead of a X-120/240 transformer. Literature indicates reality isn't as conservative as my rough calculation, but it's still not divided by "just" 240V.
Busmann's paper, below, would take it at 240V, and then multiply the resulting available fault current by 1.5 for this effect. Yet, there's even more details, like tolerance, etc. I don't like how the 1.5X is tied to a range, thus the simplified 120V calc...
http://www.cooperindustries.com/cont...l_Formulas.pdf
I will occasionally use the following app to make my life easier, but I generally prefer to hand-calc (spreadsheet) so I know where the number came from.
http://www.cooperindustries.com/content/public/en/bussmann/electrical/resources/fc2.html
Beyond the above, some utilities, such as Colorado's Xcel, are requiring the use of a current-limiting fuse before feed-through meter sockets to drop the current to 10kAIC or less. I'm not sure why they need that at the meter socket, and I would assume there's many, many meter sockets not compliant with this criteria. It's also nice to leave some headroom, in case the utility increases the "firmness" of their system - with a bigger transformer outside.