I realize the fact that the low votage light is in water and the motor isn't, but both supplies are within a dwelling and their connection to the serviced devise is by a plug on the outside of said dwelling. if a fault in either is detected the gfi would trip, in the case of the motor could be a shorted winding and in the case of the light a short in it's transformer windings, either way the circuits would be dead via gfi tripping, right? Maybe a better way to frame the question would be, Why does the grd for pool luminaries have to be coated, thus setting the stage for indiviual wireing in conduit?