The first thing that jumps out is that you stated that this is a 3-phase heat pump, if so you should see near identical currrent readings for all three phases, my first suggestion is to look at the actual phase currents. Thermal-magnetic breakers are current devices, they do not care about power factor. The breaker either will open under a short circuit (magnetic element) or under an overload (more current = more heat, thermal element).
The second thing is that you stated that the breaker did not trip during a monsoon, by looking at the last forecast it appears that Phoenix (assuming you are in this area) was @ 82 deg F today. Your problem may possibly be linked to ambient temperature. Standard circuit breakers are designed for use in a 40 deg. C (104 deg F) ambient environment. I would recommend first looking back on the days that the breaker tripped to see if the ambient temperature was 104 deg F or above. If this appears to be the case I would then recommend that you contact the mfg. of the heat pump and have them advise on a recommended breaker for a higher ambient temperatures.