You need to have a good understanding of the zones that the labels actually cover.
Unfortunately it is not uncommon that the person doing the study also does not understand them.
For this discussion:
Zone 1 = the line side of the MCC main breaker. The Arc Flash Incident Energy (AFIE) is dependent to the performance of the protective device feeding the MCC.
Zone 2 = the load side of the MCC main breaker, this includes the internals of the MCC (e.g. the interior bussing). The AFIE is dependent on the MCC main breaker.
Zone 3 = the load side of the individual starter buckets. The AFIE is dependent on the protective device in each bucket.
Some common mistakes.
1) On many MCCs there is little to no difference between Zone 1 and Zone 2 because there are almost no internal barriers which would prevent a fault on the internal bussing from engulfing, or overrunning, the MB. (it seems this is most common on 1200A and smaller).
2) The most dangerous mistake is assuming that the inside of each bucket is in Zone 3 when they are realistically in Zone 2. Again there is rarely internal barriers that will contain the fault and keep it from involving the internal bussing.