Bear with me on this, its early and I have not finished my 1st cup of coffee yet. The AHJ in my area always checks to make sure the primary ground is the water pipe and that we jumper the water meter, so if it is removed the service is still grounded. I am fine with that. The primary carrys the fault current back to the panel to help trip the breaker and all so back to its sources, which is the tranformer on the pole. What if in new construction they use plastic pipe for the water, that is from the street to the house. We always use one gounding rod in this area but other AHJ in other areas make us use two. What is the primary when there is no water pipe to use. Grounding rods are for lighting strikes and high voltages surges.