Anyone who does that, without a fire box in violation of 300.15/(E), should be .........I would prefer that the electrician simply mount the new fixture the same way and use the existing wires..
A pancake or bell box is a token cost in material, with typical minimum service-call labor rates designed to accomplish such routine tasks.
When Owners install fire hazards, nothing prevents the installed hazards from voiding property insurance. Thats why AHJ's require indemnity with owner-builder permits.
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