Re: service dissconnect
The most vulnerable component for failure is the meter base.
An overcurrent device as a switch, would make it necessary to connect the ground electrode conductor, ground/neutral, and an equipment ground at the service switch. Parallel paths for load and fault current is created from the panel to the main switch. This is no problem, but suggests a waste of material.
I hope the meter bases as we now know them will go away. CT metering, at the load center, should be the future. The only connections, of the service entrance conductors will be at the source and at the load center.
Reducing number of terminations is the best way to increase quality and safety of service conductors.