Thanks for commenting to conversation
Panelboard. A single panel or group of panel units designed for assembly in the form of a single panel, including buses and automatic overcurrent devices, and equipped with or without switches for the control of light, heat, or power circuits; designed to be placed in a cabinet or cutout box placed in or against a wall, partition, or other support; and accessible only from the front.
-- 408.30 clearly states "panelboard shall be protected by an overcurrent protective device having a rating not greater than that of the panelboard"
408.36 Overcurrent Protection
In addition to the requirement of 408.30, a panelboard shall be protected by an overcurrent protective device having a rating not greater than that of the panelboard. This overcurrent protective device shall be located within or at any point on the supply side of the panelboard.
Exception No. 1 & 230.80 both refer to 230.71 Maximum Number of Disconnects
Exception No. 1: Individual protection shall not be required for a panelboard used as service equipment with multiple disconnecting means in accordance with 230.71. In panelboards protected by three or more main circuit breakers or sets of fuses, the circuit breakers or sets of fuses shall not supply a second bus structure within the same panelboard assembly.
230.80 Combined Rating of Disconnects
Where the service disconnecting means consists of more than one switch or circuit breaker, as permitted by 230.71, the combined ratings of all the switches or circuit breakers used shall not be less than the rating required by 230.79.
230.79 which only calls out minimum for OCPD as a disconnecting means
230.79 Rating of Service Disconnecting Means
The service disconnecting means shall have a rating not less than the calculated load to be carried, determined in accordance with Part III, IV, or V of Article 220, as applicable. In no case shall the rating be lower than specified in 230.79(A), (B), (C), or (D).
I do not interprete (as of this moment) that the initial statement of 408.30 clearly states "panelboard shall be protected by an overcurrent protective device having a rating not greater than that of the panelboard" has been nullified with an exception.