I had a customer ask me about installing a solar panel system for his residence. I have heard different numbers as far as calculating efficiency and what to use as the number of hours per day of sunlight. One person told me that I should use .666 efficiency and 10 hours per day for my location (Northern Iowa/Southern MN). Another persons calculations are almost half of that. I don't want to tell the customer that he's going to produce more than what it will likely produce. There can be some room for error just because of cloudy days and things that can't be predicted. Does anyone have any good information on the best way to calculate this with some degree of accuracy?