If you are doing a load calculation for a job, you may use one of the many spreadsheets or worksheets that are available. I like the worksheets that Charles Miller provides in his book "Illustrated Guide to The National Electric Code" published by Thomson/Delmar. Mike Holt also has a residential Load Calculation spreadsheet under "Free Stuff" on this site. He also has several books/videos for sale dealing with calculations. If you are studying calculations for your exam you need to understand one thing - THERE ARE NO SHORTCUTS! You will need to follow the steps in Article 220 for whichever method you are using. You cannot skip any steps. You will need to study Article 220 extensively, along with the examples in Chapter 9 of the NEC. It is not easy, but it is also not impossible, and it will take study and effort on your part.
Good Luck.