I recently had an inspector refuse to issue an occupancy permit due to us using article 220 to size the sub panels in a residence. He said that sub panels need to be sized based on the connected load, per article 215. He went further by saying that the connected load (continuous OR non-continuous) cannot exceed 80% of the panel's rating.
I have always used article 220 to size sub panels in commercial and residential buildings, and have not had a problem.
I have always used article 220 to size sub panels in commercial and residential buildings, and have not had a problem.