Need point of use TVSS combined with SPD’s.
My standard residential install includes panel-mount SPD, and TVSS at every TV or electronic equipment location.
Grounding certainly helps. This is only anecdotal evidence, but my parents built a new house when I was a teenager, and every year they’d lose a TV or something after a lightning storm. I remember seeing arcing coming out of receps in my room at one point. About 15 years ago, I ringed their house with a dozen ground rods and added an SPD, and they haven’t lost anything since then.
Had a lightning strike between myself and neighbor at one of my previous houses that I built, and I had all the surge protective devices i mentioned above. At least half a dozen houses on my street lost their garage door operators, TV’s, etc, and I lost nothing.
It’s been awhile since I wired a house with copper phone lines, but I always used those On-Q phone line surge suppressors, as well as the coax in-line suppressors.
Another tale; a house I wired about 4/yrs ago had their primary come in contact with another utility primary that crossed it during a storm. It knocked out all the panel mount SPD’s, probably 40+ AFCI, DF, and GFCI breakers, and a few of the TVSS receptacles, but they didn’t lose any electronic devices. Their insurance covered the $5k or so it cost to replace the surge devices and breakers.
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