I think he is talking installing TVSS in Panelboard. If he is talking about whole house, it is better to take or install lightning system for whole building. But it costs him extra lightning system for residentional houseI think the OP is talking about whole house surge protectors.
I have used the following type TVSS and its purpose of usage in projects.
No requirement for SPD in any occupancy. There was a proposal for SPDs to be installed in dwelling units for the 11 NEC but it was rejected.