I was called to inspect a 100A 240V single phase residential service. In this panel attached to the bus where two lugs that had two more conductors feeding a second 100A panel. This second panel has no OCPD on the feeder conductors(these are 2' long). Both panels have 100A 2 pole main breakers. The service conductors from the meter are #3 and they feed the first panel. This seems to me a bad installation at best. Is this also a code violation and if it is where would I find it in the NEC?