Re: Three Phase Question.
For purposes of understanding 3phase, remember that phase refers to the phasing of voltage potential between conductors, and does not refer directly to the conductors.
A single phase 240/120V system will have 3 conductors.
A 3 phase 240V system will have 3 conductors. (they actually look the same)
It depends on the location of the ground point inside the utility transformers. The same two high voltage conductors that on the power pole can give you either service.
There are some quirks about 3 phase grounded B however that need attention.
The 'B' phase is your grounded phase, and because it is grounded does not mean that it is ground. It is a current carrying conductor.
The 'B' phase is identified with white just like a standard neutral in a 240/120V system.
Because the B phase is grounded, be careful when you do or do not open the conductor. Generally, you would bypass a disconnect with your B phase conductor (check NEC for proper, conditions may vary).
Because this is 3 phase, equipment must be rated for either 3phase or specifically for grounded B. (ie Cutler Hammer panels are only rated for Grounded B by using a real 3phase panel and 3phase breakers, however, you would not use the middle buss in the panel, rather the grounded bar in the panel)
Proper Identification is best, since 240V Grounded B and 240/120V panels look identical at first glance.