That's an interesting point.
Regarding the step-up transformer I would agree that providing a pri. OCPD as you have described is allowed as the secondary is simple 3ph 3w.
When considering the second transformer as a step down feeding 3ph4w you would have to provided secondary protection which actually protects the transformer form overload if sized correctly.
The question is what about the pri OCPD? If the transformer is already protected from overload would the pri. OCPD be redundant?
Or, would one consider that the pri. OCPD may be simply short circuit protecting in the event of a transformer failure should their be a winding failure.
If one were to agree that the pri. OCPD on the first transformer also protects that transformers as well as the secondary conductors that feed the second transformer will that pri. OCPD located on the line side of the step-up transformer see and respond to a failure (short circuit) that may occur in the second transformer?
This may not answer your question but I personally believe it would be allowed as that pri. OCPD does provide short circuit protection for 3ph3w secondaries, which should also provide short circuit protection for that second transformer.