dlhoule
I agree with your view on this. A reset should trip as well!
Triphase
I would think any stored energy in the transformer would be drained by the lamp load.
So, lets brainstorm for a moment. If there is enough in-rush to the entire panel to cause a mechanical jerk of the bussway (small as it may be), it could assist the heavily loaded breaker to go ahead and trip. I would be tempted to try energizing the panel with the breaker off and then turn it on manually to see if it trips. If it does not trip, then I would try relocating the breaker to a different space in the panel where it might not see as much motion. At least this would be an inexpensive experiment. If it does trip, then Triphase may be on to something here!
Any other ideas out there?