Water damage insurance

[JJWalecka]

Morning I supposed to look at a job this morning that apparently has severe water damage. What are some of the things that could be an issue? Does everything generally get gutted? Appreciate your time

 

[kwired]

Flooding generally gets looked at differently than other wet issues. Main thing is whether an item remained submerged in water for an extended time vs getting wet but then dried off in rather short time.

 

[marmathsen]

Washington State has a code on the books that states:

"(2) Electrical equipment and wiring that has been submerged or exposed to water must comply with the following:

(a) All breakers, fuses, controllers, receptacles, lighting switches/dimmers, electric heaters, and any sealed device/equipment (e.g., relays, contactors, etc.) must be replaced.

(b) All other electrical equipment (e.g., wiring, breaker panelboards, disconnect switches, switchgear, motor control centers, boiler controls, HVAC/R equipment, electric motors, transformers, appliances, water heaters, and similar appliances) must be replaced or reconditioned by the original manufacturer or by its approved representative.

I suspect other states have similar rules

Rob G - Seattle