We had a complete 1000 amp 208Y/120 service panel underwater in the basement of a restaurant and no one even knew it until the heard water running. A water pipe has broken in the basement utility room and the room was filled with water. As an employee was heading down the basement, the solid core fire door broke and all of the water rushed out of the room. No breakers tripped and there was no noticeable power problems. After consulting with the manufacturer we replaced all of the breakers but left the existing panel bus in place.