Is the SDS provided by a utility company?Is a panel supplied by a separately derived system a Sub Panel or a Service Panel? I believe it is considered a sub panel but I am not sure.
What if it's a utility transformer?By definition a Panel connected to a separately derived system is not a Service Panel
Since the definition of SDS excludes services, whether the secondary of a transformer is an SDS or not depends on the location of the service point. You could have identical electrical configurations where the service point is on the secondary side of the (utility-owned) transformer, and you have a service; or the service point is on the primary side of the (customer-owned) transformer, and the transformer secondary is an SDS.What if it's a utility transformer?