Without going into all the permutations of how you could do it...
- The code doesn't generally require the service to be rated greater than the calculated load. So you could put this all on a single 200A service disconnect, as far as I know.
- If you have separate service disconnects for the different occupancies, the code arguably requires the apartments (dwellings) to each have 100A rated disconnecting means. The other two occupancies could be 60A. See 230.79.
- Oddly, if there are multiple service disconnecting means, the service conductors don't have to be rated for the sum of the overcurrent devices, only for the calculated load. So conceivably you could have 4 main breakers whose total rating together is 320A, and service conductors rated 140A. See 230.90 Exception 3. But if there is a single disconnect that's not true. If you have a single 200A main breaker then the service conductors must be rated 200A (or at any rate more than 175A per 240.4(B)).