In light of this question I would like to know how some of you guys deal with older homes that were wired with the old BX type cable that had wire that had a braided fabric covering over a rubber coating on the wire. All too many times I have seen this wire drop all the insulation and rubber all the way back to the back of the box. If you dont disturb it, its OK, but if you go to change an outlet or a switch the insulation just disintegrates. Some electricians wont even work on a house with this kind of wiring.