hurk27
Senior Member
- Location
- Portage, Indiana NEC: 2008
I appreciate the comments you have made. As far as this particular customer is concerned, whether or not the system is designed correctly or not isn't really their issue. Even though I feel this wasn't our fault and shouldn't have happened, I can't make my customer pay for it either. I ran a report today and we have accumulated ~$58,000,000 in revenue during the past 8 years without a single liability claim against our insurance. Given the thousands and thousands of dollars we shell out to our insurance company every year, I think this is probably one of those cases where it makes sense to let the insurance company and their lawyers handle it. They will probably get allot more attention from the HVAC manufacturer than we would anyway.
Those of you who are contractors, please take this as a cautionary tale and tell your journeymen about what happened as we sure as heck are going to.
One final comment, to the person who mentioned the T-Stat as the interlock device (which is a good point, by the way), my employee was smart enough to find two thermostats and turn them off, but it turned out that there were three thermostats controlling this particular unit. On any designs that I personally handle in the future, I will be making sure that some type of electrical interlock is in place.
Well it sounds like a wise decision, and to go one step farther, you do have the right to require from your insurance company an investigation, to make sure they don't pay out just because it is the easiest route to take as many will do, that is up to you not them, you are their boss as you pay them, but it is also wise to listen to them as they are in this business, and are good or should be, at determining which way to go with it, I took over a house fire that our old company was supposed to have caused, and our company liability insurance want to just settle with the home owner, I told them in no way was that going to happen when we knew we did not cause the fire, so they did launch an investigation and to their surprise found that the home owner did in fact do some wiring on the house by changing connections in a junction box which caused a circuit being tied to two breakers on the same leg in the panel, and also wrongly tied a switch in place of a receptacle which caused a dead short in this same circuit with two 20 amp breakers that didn't trip, causing the circuit wire to over heat and burned the house down, well not only did we not have to pay, the home owner had to pay for the investigation and all cost of attorneys fees, and to top it off his own insurance refused to pay for the house, but that part was reversed in court.
So you can control what your insurance pays out, just know and learn as much as possible to which way to go.
also ask questions, like the one I stated before, are manufactures allow to make a system self destructive just because of a failure of one part? I would think not. like you said too many reasons that the evaporator fans that can become inoperable should not allow this to destroy the compressor.
And no the owners of the unit should not be left paying either, if there was installation deficiencies, it should fall back to between the manufacture and the original installer of the unit.
ever wonder why generator manufactures put so many fail safe in them, low oil, water, over voltage, under voltage, and many more, because they will be left holding the bag if it fails for something that could have been prevented in the design.
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