Why is everyone worried about these preposterous scenarios in this situation? Again, the neutral in a regular feeder or service is no different - even 'much worse' - and you could come up with all sorts of scenarios about people breaking it under load and messing everything up downstream or it needing servicing.
Well yes, I sort of had that feeling back when they wanted handle ties on all MWBC's, let those that don't know any better burn their stuff up, then maybe they will learn to call in someone that does know what they are doing. I kind of don't feel sorry for people that land 120 volt circuit on high leg slot in a breaker panel either, especially if a lot of the panel has open spots on every third position. I certainly don't need to see orange markings to know what is up, and still seen cases where it didn't matter, even when a "professional" missed what was up.
Long time ago now and I was still fairly green apprentice, but a EC from outside the area did some work in local school (had high leg delta service) They moved some things around to make room for their feeder (they were associated with an elevator installation). We got called because many items in kitchen were not working - found out we had 208 volts on wrong leg. I didn't talk to anyone from that other EC but according to my boss sounded like they never heard of such a system. Was in summer and school was out, or it could have been even more items destroyed. Mostly effected some lights and maybe a refrigerator or two that were lucky enough to be on the wrong phase.