Dust, holding moisture, then eventually tracking to ground. Nobody reads the instruction manuals for their fridge telling them to clean it once in a while.
As to "delaying" a GFCI:
The GFCI function has a defined maximum inverse trip time formula in UL943;
T = (20/I)1.43 where T is Seconds, I is current in milliamps
You really can't play around with that aspect. But that said, in reality if you plot that out, a GFCI trip current of 6mA comes out to almost 4 seconds, whereas most GFCIs on the market will trip in 100msec or less because they want to be OVER protective rather than under. So technically you COULD make one that still meets the UL requirement but was more tolerant than others who just decide to err on the side of conservative. I don't know of anyone actually doing that on purpose, but it is possible.