My question is Just to clarify what I believe I already know but in a 120/240 panel you only want to load it to 80% continuously I understand so 80 amps on a 100-amp service and each phase can carry 80 amps. Is this correct and would the same statement be true for a 100-amp 3phase 480-volt panel you could have 80 amps on each of the 3 phases?